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Bihar Student Credit Card Yojana 2021: Candidates can check their BSSC application status now. The Bihar Student Credit Card Yojana was launched on 2nd October 2016. This a loan scheme that helps the students to pursue higher studies. This Credit Card Scheme is also known as the “MNSSBY Bihar Student Credit Card Scheme“. The main aim of introducing this Credit Card yojana is to bridge the gap between the “Gross Enrollment Ratio” in Bihar and in other parts of India. The Government has implemented this Yojana so that the students don’t stop studying due to their financial issues. The mode of applying for the Bihar Credit Card is online only on its official website. However, to apply for this Credit Card yojana, you need to fulfill certain eligibility conditions and other identification procedures. So, in this article, we have provided complete details regarding the MNSSBY Bihar Credit Card Scheme.

  • Mark Sheet of 10th and 12th Class
  • Residential Certificate of the candidate
  • Detailed Document of Fee for Higher Education, issued by the Institute.
  • Selection Certificate from the recognized Institute for Higher Education
  • PAN Card
  • Self-Attested Copies of the application form with passport-size photographs
  • Last 6 months bank statement of your parent’s
  • Income Tax Return of the last two years
  • Other Identification Documents such as Aadhaar Card/Voter ID Card/Passport/ Driving License etc.
  • Should be an Indian national.
  • Should be resident of Bihar with Maximum age of 25 Years.
  • Intermediate exam passed student from Institutions recognized from Bihar School Exam Committee, 12th passed student from Institution recognised by Central Board of Secondary Education or Equivalent boards, Sub-Shastri passed students from Institutions recognized by Bihar State Sanskrit Education Board and Moulvi passed student from recognized Institute by Bihar State Madarsa Board will also be facilitated under this scheme. These Educational Institutes must compulsorily be located /situated in Bihar.
  • If applicant is a degree holder of one level he will not be covered for degree of the same level under this scheme. This will not be applicable to technical and management courses. For instance, under this scheme, the loan shall not be provided to science graduate degree holder for pursuing graduate level courses for studying again in any other Faculty of Arts, Science or Commerce. But will be eligible for pursuing higher education under courses like MBA or MCA.
  • CIBIL score of the student shall be more than or equal to 700. In case CIBIL score is lower than 700 it will be sanctioned by next higher authority.
  • Student should have been enrolled or selected for enrolment for pursuing higher education in the educational institutions recognized by concerned regulatory boards/ agencies of Bihar Govt. or other state Govts. or Central Govt.
  • Loan application will be received only if student have UID or Aadhar Card Number.
  • Loan will be disbursed only for students having valid Permanent Account Number (PAN Card)Institutes Eligible for Studies:
  • Educational institutions recognized by concerned regulatory boards/ agencies of Bihar Govt. or other State Govts. or Central Govt.

Bihar Student Credit Card Courses List

  • B.A./ B.Sc./ B. Com. (All subject)
  • B.Tech/B.E.
  • B.C.A.
  • M.C.A.
  • M.B.B.S.
  • B.Sc. (Agriculture)
  • B.Sc. (Library Science)
  • B.Sc. in Fashion
  • Aalim
  • B.Sc. (Nursing)
  • Polytechnic
  • Bachelor of Unani Medicine & Surgery (B.U.M.S)
  • M.A./M.Sc./M.Com (All subject)
  • Bachelor of Homeopathic Medicine & Surgery (B.H.M.S.)
  • Bachelor of Dental Surgery (B.D.S.)
  • General Nursing Midwifery (G.N.M)
  • Bachelor of Physiotherapy
  • Bachelor of Occupational Therapy
  • B.Sc. (Information Technology/Computer Application/Computer Science)
  • Diploma in Food, Nutrition/ Dietetics
  • Bachelor of Mass (Communication/Mass, Media/Journalism)
  • Technology/Designing/Apparel Designing/Footwear Designing
  • Bachelor of hotel management & catering technology (B.H.M.C.T.)
  • Bachelor of Architecture
  • Bachelor of Physical Education (B. P. Ed.)
  • Hotel Management and Catering Technology
  • M.Sc/M.Tech Integrated course
  • Hospital and Hotel Management
  • Diploma in Food Processing/ Food Production
  • Diploma in Hotel Management (Three Year) (I.H.M. Course)
  • Diploma in Food & Beverage Services
  • Bachelor in Yoga (Entry Level+2Pass)
  • B.A./B.Sc.-B.Ed. (Integrated Courses)
  • B.Tech/B.E./B.Sc.(Engineering-all branches)
  • Bachelor of Business Administration (B.B.A.)
  • Master of Business Administration (M.B.A.)
  • Bachelor of Fine Arts (B.F.A.)
  • Bachelor of Pharmacy
  • BL/LLB (5 Year Integrated Course)
  • Bachelor of Veterinary
  • Medicine and Surgery (B.V.M.S.)
  • Degree/Diploma in Aeronautical Pilot Training, Shipping
  • Bachelor of Ayurveda, Medicine, and Surgery (B.A.M.S)

Documents Required For Bihar Student Credit Card Scheme

  • Filled Common Application form
  • Identity Proof: Aadhar Card of applicant and co applicant (if available)
  • Copy of Pan Card of the student and co‐applicant
  • Xth and XIIth Certificate and Marksheet
  • Copies of letter conferring Scholarship etc. (If available)
  • Approved Course Structure
  • Proof of admission
  • Fee Schedule
  • 2 Photographs of Student/ Parents / Guarantor
  • Last year’s income certificate/ Form 16
  • Last two year’s income tax return
  • Last 6 months Bank Statement
  • Proof of Residence (ID/ Passport/ Voter ID/ Driving License)

How to Apply for a Bihar Student Credit Card Scheme

  • Step 1:Visit the 7nishchay Bihar website.
  • Step 2:Click the ‘New Applicant Registration’ button.
  • Step 3: Fill out the details, such as name, email ID, mobile number, Aadhaar number, and OTP and click the ‘Submit’ button.
  • Step 4: Visit the 7nishchay Bihar website. and log in using the username and password.
  • Step 5: Fill out the details on the ‘Personal Information Page’ and click the ‘Submit’ button.
  • Step 6: Selects the ‘BSCC’ option from the drop-down list and click the ‘Apply’ button.
  • Step 7: Fill in the details on the BSCC form and submit it.
  • Step 8: Selects the ‘BSCC’ option from the drop-down list and click the ‘Apply’ button.
  • Step 9: Fill in the details on the BSCC form and submit it.
  • Step 10:A confirmation message and the acknowledgement number will be displayed.
  • Step 11:The respective District Registration and Counseling Center (DRCC) will schedule an appointment and send an email and SMS informing the applicant about the date of the visit to the DRCC
  • Step 12:The applicant should visit the DRCC with self-attested documents and submit them to the Multi-Purpose Assistant (MPA) for verification
  • Step 13:After verification by the concerned authorities and loan sanction by the bank, the DRCC will send an SMS and email to the applicant informing the date the applicant should visit the DRCC to collect the ‘Student Credit Card’ and sanction letter of the loan.
  • Step 14:The applicant should visit the bank to complete the documentation formalities after collecting the ‘Student Credit Card’ and the bank’s sanction letter from the DRCC.
  • Step 15:The applicant will get the loan disbursement from the bank, and bank officials will inform the same to the DRCC.

Features and Benefits of Bihar Student Credit Card

  • The maximum loan you can avail of under this scheme is ₹4 Lakhs
  • The moratorium of the loan repayment will be available to students for a year after completing their course or 6 months after the commencement of their job
  • Simple interest of 4% will be applicable on the amount of the loan
  • For girls, transgender people, and students with disabilities, a preferential interest rate of 1% is applicable
  • Monetary assistance is available on these credit cards if you want to pay fees, buy books, purchase laptops, etc
  • The funds will be directly transferred to the educational institutions through the medium of RTGS/ NEFT transfer
  • In case a student lives outside the hostel provided by the educational institution, a fixed amount will be provided to the student based on Annexures 1 and 2
  • This loan facility is available for students pursuing technical, polytechnic, as well as general courses

Official Guidance For Bihar Student credit Card

Sr. No.
Manager
District
Mobile
Address Of DRCC
1 Gajendra kumar Drcc araria 7903233798 Campus of Sadar Prakhand karyalaya, Post Araria, Pincode: 854311
2 Garima Drcc arwal 7739639697 Pipra Bangla, Arwal, Post Shahpur, Pincode: 804401
3 Sneha kumari Drcc aurangabad 9939502331 Next to Town Inter School, Shahpur, Old G.T.Road, Aurangabad, Pincode: 824101
4 Rajnish raj Drcc banka 9899175409 Banka Samarhalaya Parisar, Dabutola, Banka, Pincode: 813102
5 Babu sarvjeet akela Drcc begusarai 9852017757 Sadar Prakhand Parisar, Begusarai, Pincode: 851218
6 Ravi ranjan kumar Drcc bhagalpur 8709104442 Government Polytechnic College, In front of Kanchangarh, Pincode: 812001
7 Ravi shankar prasad Drcc bhojpur 9934070190 Dhanpura, Opposite DAV school Ara, Pincode: 802301
8 Sunita singh Drcc buxar 8002655944 ITI Campus, Ward Number 13, Pincode: 802101
9 Vikas kumar Drcc darbhanga 06272247018 Kadirabad Bus Stand (Next to Government Polytechnic College), Post Lalbagh, Pincode: 846004
10 Satyendra kumar Drcc gaya 9955645336 State Polytechnic, Gaya Bodhgaya Road,Kendui, Pincode: 824231
11 Drcc gopalganj Basdila, Near Panchayat Bhawan, Post: Gopalganj, Pincode: 841428
12 Binay shankar Drcc jamui 7261054576 Dhadhaur, Sikandara, Post Itasagar
13 Kavita kumari Drcc jehanabad 9934679183 Kako Road,Near Jehanabad bus stand, Pin-804408
14 Md. akhatar ali Drcc kaimur 8002591927 Gram Dumdum, Prakhand Bhabhua Kaimur, Pincode: 821101
15 Amarjeet kumar vishwasi Drcc katihar 8864020100 Sadar Prakhand Karyalaya, Mirchabadai,Katihar, Pincode: 854109
16 Shyam sundar kumar Drcc khagaria 7903092321 Jila Krishi Karyalaya Campus, Post Khagaria, Pincode: 851204
17 Raj kishor Drcc kishanganj 8709497107 Block Campus (Prakhand Parisar), Kishanganj, Pincode: 855108
18 Sanjay kumar Drcc lakhisarai 8210903244 Near Mahisona Panchayat Bhawan, Lakhisarai, Pincode: 811315
19 Shailesh kumar pandey Drcc madhepura 9955424051 Behind Sadar Anchal Karyalaya Madhepura, Pincode: 852113
20 Akhilesh kumar bharti Drcc madhubani 8407870135 Mitholi, Post Madhubani, Pincode: 847211
21 Sunira prasad Drcc munger 9113305561 Sujawalpur, Sadar Prakhand Parisar, Munger, Pincode: 811201
22 Manoj kumar pradhaan Drcc muzaffarpur 9431273541 Behind Nehru Stadium, Sikandarpur, Pincode: 842001
23 Kalpana kumari prasad Drcc nalanda 7762892556 Sipah More, Aadarsh Thana,Deep Nagar ke Pichhe, Deep Nagar, Biharsharif Bihar-803101
24 Sumedha rani Drcc nawada 9308661190 Near Budhaul Bus Stand, Budhaul, Post-Nawada, Pincode-805110
25 Prem prakesh dewakar Drcc pashchim champaran 9709449771 Areraj Road, Bettiah, ITI Training Center, Near Jaiprakash Nagar, Pincode: 845438
26 Kumari poonam pal Drcc patna 06122508008 Chajjubag, In Front of Bihar State Cooperative Federation, Pincode: 800001
27 Chandan kumar Drcc purbi champaran 9934633195 Near Polytechnic College Motihari, Panchayat Lutaha, Post Motihari, Pincode: 845401
28 Pankaj Drcc purnia 9471867656 Fire Brigade Centre, Near Maranga, Post Purnia, Pincode: 854301
29 Indu chakrawarty Drcc rohtas 9508648676 Mokar, Sasaram In Aara- Patna road Pin code- 821113
30 Rajeev ranjan Drcc saharsa 9341575199 Next to Rajkiya Kanya Vidhyalaya, Pincode: 852201
31 Sandhya kumari Drcc samastipur 7631851992 3 km from District Magistrate office, Sadar Prakhand, Near Samstipur, Samstipur Rosada Road, Pincode: 848101
32 Leena kumari Drcc saran 9939273911 Ratanpura, Bidtolia Road, Chapra, Saran, Pincode: 841301
33 Navin bhaskar choudhary Drcc sheikhpura 9123410614 South of Navodaya Vidayala, Shekhpura, Pincode: 811105
34 Satish kumar Drcc sheohar 8709373092 Block Campus, Sheohar, Pincode: 843329
35 Kushwaha kumar amalendu Drcc sitamarhi 9934900747 ITI Campus, Shanti Nagar, Sitamarhi, Post Dumrah, Pincode: 843301
36 Bhaskar Drcc siwan 9304565382 Mahadeva J.B.R. Vidyalaya (Mahila Prashikshan Kendra), Siwan, Pincode: 841226
37 Shailesh kumar Drcc supaul 9798291295 ITI Campus Supaul, Pincode: 847452
38 Roshan ara Drcc vaishali 7909075628 Harvanshpur, Konhara Ghat, Gandhi Setu Main Road, Pincode: 844101